IberiaBank Visa Classic Card by IberiaBank

IberiaBank Visa® Classic Card

Annual FEE: $0
APR: 4.000%
Intro Rate: 0.00%
Intro Period: 6Months
Card Type: Regular

Key Benefits

Variable Rates as Low as Prime - 1%
No Annual Membership Fee
0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
25 Day Grace Period
Online Access to Credit Card Information

The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.

Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.

The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a very low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.

Therefore, those who are looking for a low rate credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

Notations:
The APR for purchases and balance transfers varies according to the applicant\'s credit history and will be -1.00%, 0.00%, or 1.00% + Prime Rate. The APR for cash advances varies according to the applicant\'s credit history and will be 0.00%, 1.00%, or 2.00% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Last Updated:
2008-08-19 00:00:00