IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card
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Annual FEE: $0
APR: 9.250%
Intro Rate: 1.99%
Intro Period: 6Months
Card Type: Reward - Other

Key Benefits
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information

The IberiaBank Visa® Platinum Rewards Card issued by IberiaBank is a premier level credit card that earns ScoreCard bonus points for each and every purchase made via the card.

Cardholders earn 1 bonus point per $1 dollar spent on purchases. These points can then be redeemed for numerous other rewards. Save them for that dream vacation you've been planning or buy electronics for the home, furniture, shop for clothing or download music - the list goes on on and on.

The card, which has no annual membership fee, does have a low variable APR for purchases and also boasts a much lower 6 month introductory APR of 1.99% for balance transfers that occur within the first three months of card membership.

One inherent feature: this card comes with the support and power of Visa's worldwide acceptance. However, the IberiaBank Visa® Platinum Rewards Card also comes with an assortment of benefits and perks that truly make this platinum card a premier credit card to have!

Online account management allows you to pay your bill, check your balance and redeem those numerous rewards points you're going to garner.

The IberiaBank Visa® Platinum Rewards Card also comes with travel insurance up to $500,000 - should anything unplanned or unfortunate happen - simply use your card when booking your travel. Plus, an auto rental collision insurance waiver is also part of the deal. Again, simply reserve and pay for your entire automobile rental with your card, and there is no need to pay for the rental car company's insurance.

Yet, because roadside mishaps and breakdowns happen when traveling and just doing day-to-day activities- members have access to emergency roadside assistance 24 hours a day, 7 days a week.

Carry a card that rewards you for spending and provides you with assistance while traveling, and also makes sure you are supported financially. Should your card become lost or stolen, report it right away and you'll be eligible for emergency cash and card replacement.

In the event of an emergency, there are thousands of locations worldwide where you can receive a cash advance. However, if you need to have a replacement card on-hand, in many instances a new card can be delivered to you within 24 hours.

Deciding to have a card with the long array of features and excellent rate benefits that this provides is a decision that should be easy. However, if you're still trying to decide review the terms and conditions and maybe you'll see that this premier level card deserves to be in your portfolio.

Notations:
*This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Last Updated:
2011-11-21 00:00:00